IBC - Insolvency & Bankruptcy Services

At Niyam Advisors, our IBC Process Advisory services are designed to help organizations navigate financial distress with confidence, clarity, and strategic direction. We assist businesses at every stage of the Insolvency and Bankruptcy Code (IBC), offering comprehensive advisory support for corporate insolvency resolution, restructuring, and liquidation processes. Our team ensures end-to-end compliance with statutory requirements while focusing on time-bound resolution and value maximization. By combining legal, financial, and commercial insights, we deliver customized strategies that protect stakeholder interests, reduce risks, and enable informed decision-making during complex insolvency proceedings.

Corporate Insolvency Resolution Process 

Niyam Advisors provides end-to-end advisory and execution support throughout the Corporate Insolvency Resolution Process (CIRP), ensuring strict adherence to the Insolvency and Bankruptcy Code and related regulations. From the initiation of insolvency proceedings to resolution plan evaluation and implementation, we support clients at every critical milestone. We work closely with creditors, resolution professionals, management teams, and other stakeholders to develop practical and commercially viable resolution strategies. Our approach emphasizes preserving business value, maintaining continuity of operations where possible, and achieving optimal recovery outcomes for creditors while ensuring fairness and transparency throughout the process.

 Voluntary Liquidation

Our Voluntary Liquidation services provide businesses with a structured and compliant framework for an orderly exit when operations are no longer viable or strategic objectives have been met. Niyam Advisors assists clients from the initial decision-making stage through final dissolution, ensuring smooth execution and regulatory compliance. We manage asset valuation, realization, creditor settlements, statutory filings, and stakeholder communication with precision and diligence. Our experienced team ensures that the liquidation process is transparent, efficient, and risk-free, helping businesses conclude operations responsibly while safeguarding the interests of shareholders, creditors, and regulatory authorities.

Liquidation Process

Niyam Advisors offers comprehensive support for Liquidation Processes, including both voluntary and court-mandated liquidation under the IBC framework. We oversee every aspect of the liquidation lifecycle—from initiation and appointment coordination to asset realization, claim verification, and final distribution. Our team focuses on maximizing asset value, minimizing delays, and ensuring full legal compliance at every stage. Through a disciplined and ethical approach, we help stakeholders navigate the complexities of liquidation with confidence, delivering structured outcomes that balance commercial objectives with regulatory obligations.

Personal Insolvency

Personal Insolvency refers to a legal process available to individuals who are overwhelmed by debt and unable to repay their financial obligations. This process provides a structured framework for resolving financial distress through debt reorganization, settlement, or discharge in accordance with applicable insolvency laws.

At Niyam Advisors, we begin with a comprehensive assessment of the individual’s financial position, including assets, liabilities, income, and expenses. Based on this evaluation, we develop customized debt relief strategies such as creditor negotiations, debt consolidation, or formal insolvency proceedings where necessary. When informal resolutions are not feasible, we provide guidance and representation in legal proceedings, including bankruptcy or other applicable insolvency mechanisms.

Throughout the insolvency process, we assist individuals in obtaining legal protection from creditor actions, allowing them to reorganize their finances without undue pressure. Our advisory also extends beyond resolution, focusing on financial rehabilitation by helping individuals rebuild creditworthiness and establish long-term financial stability. The ultimate aim of personal insolvency is to provide a fresh financial start while maintaining transparency and fairness for all stakeholders involved.

Individual Insolvency 

Individual Insolvency specifically addresses insolvency proceedings applicable to individuals under the legal framework governing debt resolution. Niyam Advisors offers end-to-end advisory support to individuals navigating formal insolvency processes, ensuring strict compliance with statutory requirements and procedural timelines.

Our services include strategic planning, documentation support, and representation during insolvency proceedings. We work closely with individuals to identify the most suitable insolvency route, manage creditor interactions, and ensure orderly resolution of debts. By combining legal insight with practical financial planning, we help individuals achieve effective debt resolution while minimizing risks and safeguarding their rights.

At Niyam Advisors, our individual insolvency advisory services are designed to guide clients through complex legal processes with clarity, professionalism, and sensitivity—helping them transition from financial distress toward recovery and long-term financial discipline.

Niyam Advisors offers specialized valuation services under the Insolvency and Bankruptcy Code (IBC), playing a critical role in effective insolvency resolution and liquidation processes. Our valuation services are designed to provide accurate, transparent, and regulation-compliant assessments that support informed decision-making and equitable outcomes for all stakeholders.

We conduct comprehensive asset and financial valuations, determine fair market value and liquidation value, and perform detailed due diligence in line with IBC requirements. With a structured methodology and deep industry expertise, we help maximize asset value and facilitate smooth resolution and liquidation proceedings.

Securities & Financial Assets

Niyam Advisors provides expert valuation services for securities and financial assets under the IBC framework, ensuring precision, transparency, and statutory compliance.

Our services include:

• Securities Valuation: Accurate valuation of listed and unlisted shares, bonds, debentures, and other securities to determine their current market value.

• Financial Asset Valuation: Comprehensive assessment of financial instruments such as loans, receivables, investments, and derivatives.

• Fair Market Value Determination: Establishing fair market value to ensure transparent and equitable treatment of creditors and stakeholders.

• Due Diligence: Conducting thorough financial and regulatory due diligence to reflect the true economic value of assets.

• IBC Compliance: Ensuring all valuations strictly adhere to IBC regulations and valuation standards, supporting resolution and liquidation processes.

Our robust valuation methodologies provide reliable insights that strengthen creditor confidence and contribute to successful insolvency outcomes.

Plant & Machinery Valuation

Niyam Advisors offers specialized Plant and Machinery Valuation services under the Insolvency and Bankruptcy Code, combining technical expertise with regulatory compliance.

Our services include:

• Asset Valuation: Comprehensive assessment of plant, machinery, and equipment to determine current market value.

• Fair Market Value: Establishing fair market value to support transparent creditor settlements and resolution planning.

• Liquidation Value: Estimating recoverable value of machinery and equipment under liquidation scenarios.

• Technical Evaluation: Assessing physical condition, operational efficiency, technological relevance, and remaining useful life of assets.

• Due Diligence & Compliance: Ensuring accuracy and adherence to IBC regulations and valuation standards.

Our detailed evaluations enable stakeholders to make informed decisions and achieve optimal recovery during insolvency proceedings.

Land & Building Valuation

Niyam Advisors provides comprehensive Land and Building Valuation services under the IBC, ensuring precise assessment and regulatory compliance throughout resolution and liquidation processes.

Our services include:

• Property Valuation: Detailed evaluation of land and buildings based on location, condition, usage, and market trends.

• Fair Market Value Assessment: Determining fair market value to facilitate transparent and equitable creditor settlements.

• Liquidation Value Estimation: Assessing potential recovery value in liquidation scenarios with a risk-aware approach.

• Legal & Regulatory Due Diligence: Reviewing title status, encumbrances, approvals, and statutory compliance.

• Condition & Potential Assessment: Evaluating asset condition, development potential, and future usability.

With a meticulous and compliance-driven approach, Niyam Advisors ensures asset value maximization and supports well-informed, outcome-oriented insolvency decisions.